2015 VA County Loan Limits

2015 VA County Loan Limits


San Diego County: 562,350

On December 9th, 2014, the VA released circular 26-14-39 explaining how their County Loan limits would change for 2015.  In short, the VA had a temporary authority to determine the county loan limits in their own way, however that authority is set to expire on December 31st, 2014.  At that point, beginning January 1st, 2015 the VA County loan limits will be tied to the Federal Housing Finance Agency’s county limits.

The VA Circular states, in part: “…the statutory authority was granted to VA in 2008, under Public Law 110-389, and is currently set to expire on December 31, 2014. Once the authority expires, VA’s effective loan limits will reset to FHFA’s limits…”


The Federal Housing Finance Agency loan limits, which now govern VA loan transactions as of January 1st, 2015 can be found here:  http://www.fhfa.gov/DataTools/Downloads/Pages/Conforming-Loan-Limits.aspx



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