The FHA loan limits for San Diego County are:

Single Family- $697,000

Duplex- $892,950

Triplex- $1,079,350

Four-plex- $1,341,350

Closing Costs- FHA loans have strict guidelines regarding closing costs. They restrict not only how much you can be charged but also which closing costs can be charged to you. Here is a list of closing cost charges which are allowed:

  • Application fee
  • Origination fee
  • Credit report fee
  • Title search and insurance
  • Closing attorney costs
  • Recording fee and transfer fee
  • Documentation prep fee
  • Survey
  • Home inspection
  • Termite inspection
  • Courier Fee or Recording fee

Remember, in many cases you will be able to negotiate down some of these costs by asking the seller or builder to take on these fees. Call us at Benchmark Mortgage, to find out more: 619-266-7600

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