To take advantage of the benefits that VA Loans offer there are a couple of key steps that must be taken to make sure that you qualify. To qualify for a VA Loan, you must have served 181 days during peacetime, or 90 days during times of war. Additionally, you will qualify if you served 6 years in the National Guard or Reserves. Furthermore, if you are the widow of someone who died in the line of duty, you will also qualify. The paperwork needed to qualify you for a VA Loan is as follows:

  1. A Certificate of Eligibility or the VA Form 26-1880 must be obtained and filed with your lender to make sure you qualify for the loan.
  2. You must also submit a copy of your DD214, or discharge paperwork, to the lender. Only veterans who have been honorably discharged may qualify for a VA Loan.


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