VA Q&A with Andrew Paul: What is a Certificate of Eligibility (COE)?

What is a Certificate of Eligibility (COE)?

A Certificate of Eligibility (COE) is a letter that comes from the Veterans Association that indicates whether you as a veteran are eligible for a VA loan. You can be active duty or out of the military. The COE explains that you are entitled to a VA Loan. It does not say how much you are qualified for or if you meet lending criteria, it just states whether or not you are eligible.

Where can you get your Certificate of Eligibility (COE)?

As a veteran, you can go on the VA’s portal and request the COE yourself. This can be a long form which needs to be filled out and sent to the VA. This process can take anywhere between a couple of days or a couple of weeks. The second option for getting a COE is to give Benchmark Mortgage a call. We can help you with the paperwork and generally get the COE within a matter of minutes. We will be happy to help you. Call Andrew any time so he can explain more about your eligibility, and tell you whether you qualify for a loan and for how much.

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