VIDEO LIBRARY

What Are VA Non Allowable Fees?

VA Non Allowable Fees are fees that are not allowed to be paid for by a veteran. Andrew will discuss who can pay for the fee, examples of what some of the fees are, and how to find out more.

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Andrew’s Message to Veterans

Andrew is a Loan Officer and Branch Manager here at Benchmark Mortgage, San Diego. He is a US Navy Veteran and specializes in VA Loans. Find out more about why you should work with him.

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What is a COE?

If you are active duty or even out of the military, you will need a COE. Watch this video to find out what a Certificate of Eligibility (COE) is, what it tells you, who needs one, where you can obtain one, how long it takes, and why you need it.

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The 10 Commandments of Getting a Loan

There are several things that can prevent you from closing on your loan when you are buying a house or refinancing. At this point we have done your pre-approval based on your income, assets, debts, etc. Make sure not to do any of the following things once you have started the process!

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Pre-Qualification vs. Pre-Approval

There is a big difference between pre-qualifying for a loan and being pre-approved. Watch this video to make sure you know the difference! Being pre-qualified is less reliable, and can mean your loan is at high risk of falling through before it closes. Being pre-approved means that you have turned in all of your financial paperwork where all potential problems have been identified and overcome.

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VA Seminar for Realtors

Andrew Paul hosts a VA Seminar for Realtor’s usually once a month. He will answer all your questions, and discuss everything you need to know as a Realtor when representing buyers or sellers. His class usually fills up roughly 2 weeks in advance so make sure you RSVP as soon as possible.

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 VA Loans & Termite Clearance

To know what is required with Section 1 & 2 of Termite Clearance, you must understand what is regionally required. Read more to understand what may be required in your area.

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 Top Tips for Getting a VA Loan Approved

Because of the way VA Loans were done in the past, and because of lenders not really knowing what they are doing, VA loans have a bad reputation for falling through or taking longer to close. Find out why this is, and how you as a veteran can write an offer and have the best shot at getting your offer accepted.

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